
Smart money – AI-powered P2P lending in the digital era
Peer-to-peer (P2P) lending allows borrowers to access loans funded directly by individual and institutional lenders instead of banks. Debt-based crowdfunding platforms connect parties frictionlessly, providing greater inclusion. The global P2P lending market already exceeds $875 billion with double-digit annual growth forecast through 2029. Harnessing big data and artificial intelligence, next-generation…