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  • Day: February 6, 2024

Smart money – AI-powered P2P lending in the digital era

Peer-to-peer (P2P) lending allows borrowers to access loans funded directly by individual and institutional lenders instead of banks. Debt-based crowdfunding platforms connect parties frictionlessly, providing greater inclusion. The global P2P lending market already exceeds $875 billion with double-digit annual growth forecast through 2029. Harnessing big data and artificial intelligence, next-generation…